EMI Bounce Rules – In a major decision bringing significant relief to millions of loan borrowers across India, the High Court has introduced a new set of rules regarding EMI (Equated Monthly Instalment) bounce charges and penalties. Effective from July 2025, these revisions aim to provide fairer treatment to borrowers who occasionally miss their EMI … Read more
Senior Citizen Schemes 2025 – Indian Railways has introduced new and exclusive Senior Citizen Schemes for 2025, aiming to provide greater comfort, convenience, and financial relief to passengers aged 60 and above. These initiatives include attractive fare discounts, VIP travel privileges, upgraded services, and simplified booking facilities, offering massive benefits to senior citizens traveling across … Read more
Post Office Daily Investment Scheme – Saving big doesn’t always need big money. The Post Office’s hidden ₹50 Daily Investment Scheme is quietly becoming one of the most powerful long-term savings plans for small investors. With a consistent daily contribution of just ₹50, this scheme has the potential to grow into a massive ₹35 lakh … Read more
New PAN Rule – In a major update impacting millions of Indian citizens, the government has introduced a new rule in June 2025 regarding Permanent Account Number (PAN) cards. This new mandate directly affects access to banking services and UPI transactions. If PAN card holders fail to comply with the updated norms, they may face … Read more
Retirement Age Increased – The Central Government of India has officially increased the retirement age from 60 to a new upper limit, sparking nationwide discussions among employees, pensioners, and policymakers. The decision, announced in June 2025, is being hailed as a major shift in India’s employment policy landscape, aimed at utilizing the experience of senior … Read more
MSSC Scheme – The government’s Mahila Samman Savings Certificate (MSSC) Scheme is gaining huge popularity among Indian families, especially for women looking to build a secure financial future. If you deposit ₹2 lakh in this scheme today in your wife’s name, you are guaranteed a fixed and attractive return over a 2-year tenure. Let’s break … Read more
Post Office Guaranteed Monthly Income – In 2025, the Indian Post Office has introduced a highly attractive savings scheme designed especially for couples. This joint income scheme offers a guaranteed monthly income of ₹10,000, making it ideal for husbands and wives planning a secure financial future. With low risk, assured returns, and government backing, this … Read more
In a surprising move that’s grabbing nationwide attention, Airtel has launched a budget-friendly recharge plan priced at just ₹199. This new prepaid pack reportedly offers unlimited data, free voice calls, and other premium benefits at an unbelievably low cost. At a time when most telecom operators are hiking tariffs, this announcement by Airtel is being … Read more
National Holiday Across India – In a landmark move, the Government of India has officially declared 7 July 2025 as a National Holiday across all states and union territories. A circular issued by the Ministry of Personnel, Public Grievances, and Pensions has confirmed a complete shutdown of government offices, schools, colleges, banks, and public sector … Read more
EPS-95 Pension Raised – In a landmark move aimed at improving the financial security of senior citizens, the Government of India has officially increased the EPS-95 pension to ₹7,500 per month starting from 1 July 2025. In addition to the monthly hike, a one-time ₹50,000 bonus has also been announced for eligible EPS-95 retirees. This … Read more